Additional Services

We will help you properly classify your employees and work with premium auditors to make sure they apply the appropriate rules and exclusions for sales and payroll to keep your premiums competitive and accurate.

We can assist in analyzing your past claims experience, including loss trends, and forecasting maximum potential loss to determine whether or not a large deductible program would offer premium savings compared to claims costs and any potential required collateral.

We can provide reports as to how your experience modification factor directly impacts your workers’ compensation premium and offer suggestions on how to lower your experience modification factor.

We can work with your legal counsel to analyze the implications that a merger and acquisition may have on your current and future insurance program. We can also recommend changes and/or additional coverage such as extended reporting period (aka “tail), wind-down, and discontinued operations coverage when appropriate.

We can review the insurance provisions of leases and contracts for the purpose of making sure your insurance policies correlate with the requirements in your contract.

Our promise is to exceed your expectations of service, and part of that promise is to provide you with a timeline of what you can expect from us. You will know “who will do what by when” throughout your policy term.